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She earns well. Now she spends clearly.

Sophia Wang — Product Manager, 14 months with Roxxy

Sophia makes good money. But she never knew how much was safe to spend. Every big purchase felt like a guess. Roxxy gave her one number, "safe to spend this month" and that changed everything.

5

INCOME STREAMS TRACKED

$0

TAX SURPRISES

1mo

EMERGENCY FUND BUILT

roxxy chat

Budget calmly

HOW SOPHIA USES ROXXY

The Product Manager who finally stopped guessing what she could spend

Sophia earns a strong salary but her financial life felt chaotic. She had a savings account she wasn't consistently hitting,
subscriptions she'd forgotten about, and a vague sense she spent too much on eating out. She didn't need a budgeting
app with 47 categories. She needed one clear answer: what's safe to spend right now?

PAYDAY

First of the month check-in

Sophia asks Roxxy what's safe to spend this month after rent, savings target, and fixed costs are covered.

Sophia asks Roxxy what's safe to spend this month after rent, savings target, and fixed costs are covered.

MID-MONTH

Subscription audit

Roxxy flags 3 subscriptions she hasn't touched in 60+ days. She cancels them in two minutes.

Roxxy: "Cancelling these 3 saves $87/month — $1,044 a year. Safe-to-spend this month goes up to $1,927."

DINNER DECISION

The "can I afford this?" moment

Before booking a $280 dinner with friends, Sophia asks Roxxy if she's still on track.

Roxxy: "You've spent $690 so far. After this dinner you'll have $850 left for the month. Still on track, go enjoy it."

6-MONTH CHECK

Savings goal hit

Six months after starting with Roxxy, Sophia hit her $5,000 emergency fund goal for the first time.

Roxxy: "Emergency fund complete: $5,000 ✓. Next goal? You could hit a 3-month travel fund in 8 months at your current rate."

"I didn't need more categories or charts. I needed one number. Roxxy gives me that number every single morning.'$1,840 safe to spend.'That's it. That's all I needed."

Sophia Wang, Product Manager

FEATURES Sophia USES

Built for how he actually works

Track Spending in Real Time

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Roxxy Assist

Safe-to-spend check every month, subscription audits, dinner decision check-ins

Budget by Talking

Individual Account

Personal banking with savings goals built in

Understand Your Cash Flow

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Debit Card

Everyday spending tracked automatically against her safe-to-spend number

Clarity Boost

Money Management

Budget tracking, spending categories, savings progress

Clarity Boost

Send & Receive

Splits bills, transfers to savings, pays subscriptions

Track Spending in Real Time

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Monthly Snapshot

Simple end-of-month view: how much came in, how much went out, whether you hit your savings target.

FEATURES REBECCA USES

Six months after switching

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$1,044

Saved annually after Roxxy identified and she cancelled unused subscriptions

3hrs

6mo

To hit her $5,000 emergency fund, a goal she'd been "working toward" for two years

decision made

$0

Overdraft fees in 14 months, never caught off-guard by her own spending again

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